There is no mystery about why insurers try to shrink long-term disability (LTD) benefits. They do it because the more they pay out on claims to injured or ill workers, the smaller their profits become.There is more than one way in which they try to shrink LTD...
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Recent Blog Posts
Long-term Disability
North Carolina legislators want disability rights enhanced
The 29th anniversary of the signing of the Americans with Disabilities Act was recently celebrated here in Raleigh and across the nation. “Let the shameful wall of exclusion finally come tumbling down,” President George H.W. Bush said at the time he signed...
If you have bills, family or both, you need long-term disability insurance
Look around your Raleigh neighborhood, your workplace or as you drive around on the streets. More than one out of every four adults you see will one day experience a disability that will make them unable to work for at least a full year, according to the Social...
What to do when a long-term disability claim is denied
No one wants to file for long-term disability insurance benefits. But sometimes circumstances give a person no choice. Some of the most common scenarios involve workers who become disabled in a work-related accident or who are diagnosed with a disabling work-related...
The importance of long-term disability insurance
For most people working in Raleigh, the most important considerations when thinking about taking a new job are wages and benefits. Before taking a job offer, you’re going to look beyond your annual salary and inquire about health insurance that will cover the...
