When you received your diagnosis of a disabling condition, you knew your life would change. The changes may have started out small, such as experiencing discomfort when doing certain activities. Unfortunately, over time, your condition has resulted in your being unable to hold down gainful employment.
Not being able to work has likely only led to more concerns for you. In addition to feeling physical discomfort, mental distress or other effects because of your condition, you also have financial concerns that are leading to more stress and anxiety. As a result, you are looking into your Social Security Disability options.
How does SSD work?
SSD is provided by the Social Security Administration to individuals who apply and meet the qualifications for approval. The funds are generated through taxation of individuals and companies and help meet the needs of eligible people who cannot work because of a disabling condition. If the SSA approves your application, you will begin to receive a monthly payment of approximately 40% of your income.
How do I qualify for benefits?
The SSA has numerous qualifications that individuals must meet before approval of an application. The biggest detail you will need to prove is that you are unable to work because of your condition. It is important to note that this element means that you cannot hold down a job of any kind because your condition limits your ability; it does not mean that you cannot get a job because no one will hire you.
As part of your application process, you will need to provide useful evidence that shows the extent of your disability. This information can be medical records, doctor testimonies, exam results, medications you take and much more. If your disability presents itself in outward ways, such as your needing a wheelchair or other medical equipment, it may be helpful to apply at a local North Carolina SSA office. An interviewer can make note of limitations he or she observes and include that in your application.
How soon will I get a decision?
It can take months for the SSA to process your application, and even after it does, it could come back as denied. If this happens to you, do not feel out of hope. You have the right to appeal the decision, and you should since most applications are initially denied. The appeals process can be difficult, and it may help to gain information on your legal options during this part of the process.