Were you recently disabled and are now unable to work? If so, you may be struggling financially and worried about the future. The Social Security Administration (SSA) helps those with disabilities so they can worry less about affording basic necessities, such as food and shelter.
The SSA offers two main types of disability benefits: Social Security Disability Insurance (SSDI) and Supplemental Security Income (SSI). To qualify, you must show that your disability has directly affected your ability to work and earn a meaningful income.
Was your Social Security application denied?
If your application for disability benefits was denied, it is important that you understand why it was denied. Following are some of the most common reasons why the administration may deny disability claims:
- Previous drug or alcohol abuse caused the disability: The SSA will look for any reason to deny an application. If it suspects previous drug or alcohol abuse led to a disability, it will use that as an excuse to deny a claim. If this is the reason provided on a denial letter, the applicant will have to prove that their disability was caused by other factors.
- Earning too much money: Social Security benefits are primarily reserved for those who earn low incomes. If an applicant has more income than the limits established for SSDI and SSI, his or her application will be denied. However, the SSA does not always perform its calculations correctly.
- Failing to follow doctor’s orders: If an applicant does not take the medications prescribed by their doctor or fails to attend physical therapy or follow up appointments, their claim may be denied by the SSA.
If your initial application for disability benefits has been denied by the SSA, don’t lose hope. Do not give up. Instead, learn about your appeal rights and take action quickly in order to obtain the benefits you deserve.