If you have a disability that keeps you from earning income, you might be able to file a claim for Social Security Disability (SSD) benefits. However, if you do so, be prepared to receive a denial from the Social Security Administration (SSA). This does not necessarily mean you do not qualify for benefits. Instead, it could simply be due to a mistake with the paperwork, a filing error or some other issue that you can correct or appeal.
In general, the Social Security Administration denies approximately 66 percent of claims. This means that you have a rather high probability of receiving a denial the first time you attempt to claim your benefits. Even if the SSA denies your initial appeal after a denial, do not give up. There are still options available to fight for the benefits you deserve. Here are some of the most common reasons why disability claims are denied.
- Drug or alcohol abuse: If your disability was caused by drug or alcohol abuse, you may still receive benefits. However, if continued use is the reason you are currently disable, your claim will probably be denied. In other words, if you would no longer be disabled if you were successfully treated for addition or dependency, the SSA will not consider you to be disabled.
- You made too much money: SSD benefits are to help you afford basic necessities when you can't work enough because of a disability. However, if you make too much money, the SSA will deny your claim.
- Your disability is not long term: In order to qualify for disability benefits, your disability must last for at least one year. You may need to provide documentation from your doctor that proves your disability is long term before the SSA will approve your benefits.
- You haven't provided the right documents: When you file a claim for disability, you will have to provide documentation that clearly defines your injury or illness and also explains the kind of treatment you are receiving. This includes paperwork detailing the initial diagnosis as well as records that prove you are getting ongoing treatment.
If your claim for Social Security Disability benefits is denied for one of the above reasons, you could be in for a long fight. However, this does not mean you should give up. You can request a reconsideration or appeal your SSD denial to get the benefits you need.