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Reporting motor vehicle accidents

Drivers in North Carolina should be aware of the time constraints when it comes to taking certain actions after being involved in a motor vehicle accident. While medical attention for all injured parties is a priority, it is important to know when to contact one’s insurer or to file a lawsuit no matter who is responsible for the accident.

In some cases, some drivers may feel it unnecessary to report their accidents, particularly if the cost to repair the somewhat minimal damage to their vehicles will exceed their insurance deductibles. Avoiding having their insurance rates increased may be these people’s goal, especially if they have a record of claims.

However, all drivers should be mindful that they can be held liable for damage inflicted on someone else’s property if they’re at fault even if the damage resulted from an accident involving just one vehicle. In these cases, it is imperative that they contact their insurers. Drivers should consider speaking with their insurance company even if they are not at fault and submitting a third-party claim with the insurance company representing the other driver.

Accidents should be reported as soon as possible with the ideal scenario being from the scene of the accident. Drivers that are involved in single-vehicle accidents and uncertain if they should call should consult their insurance policy and make a decision when they are back at home.

Policyholders are generally required by their insurers to file claims within a certain time frame after their accidents. People who have doubts about whether they are required to report an accident should speak with their agents.

A personal injury attorney may pursue legal remedy on behalf of clients that have been injured in a car accident. Negligent drivers may be held financially liable for head-on collisions or hit-and-run accidents that resulted from drunk driving, texting and driving or distracted driving.


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