The odds of your getting disabled might surprise you. According to WebMD, you have a one in three chance of having a disability before you retire. If you get into a devastating accident or develop a debilitating condition, you might worry about what you should do.
Depending on the type and severity of your disability, you might qualify for Social Security benefits. Here are the most common conditions and injuries that result in disability.
1. Musculoskeletal problems
Arthritis is likely the biggest cause of disability cases. People who have arthritis might experience pain and stiffness in joints that affect their jobs. Other issues with muscles and joints cause disability, including:
- Back pain
- Hip pain
- Bones that never heal
- Soft tissue damage
All of these musculoskeletal issues commonly cause long-term disability.
2. Spinal cord injuries
If your spinal cord sustains damage, it usually results in severe physical trauma. When there is damage to any part of the spinal cord, including spinal canal nerves, it can permanently impact your daily life in significant ways. Those with spinal cord injuries may have difficulty walking, loss of bladder control, paralysis, loss of movement and difficulty breathing.
Various type of accidents can result in disabling injuries. Accidents as a whole account for about 10 percent of disability cases. Slipping, tripping and falling at a workplace can result in severe injuries. Getting into a may cause devastating injuries. Harmful products can also cause injuries that result in disability.
If you are dealing with any of these injuries, you might be looking for answers. Your injury may qualify you for Social Security benefits depending on the details, including how severe it is and how long it has kept you from working. If you suffered an injury while at work, you may be able to get workers’ compensation. If your injury happened because of an accident, you may be able to get compensation through an insurance claim or lawsuit.