O'Malley Tunstall PLLC
Call 24-hours a day Free consultation No Fees Unless we Win
800-755-1987
Offices in Raleigh, North Carolina, and Eastern North Carolina

December 2013 Archives

Underinsured Motorist Insurance for NC Traffic Collision injuries

Underinsured Motorist Insurance for NC Traffic Collision injuries may provide coverage above the North Carolina minimum limits. In North Carolina the minimum insurance limit to drive is thirty thousand dollars per person.  If you have significant injuries or medical expenses that exceed one emergency room visit you may discover that if the defendant has minimum NC automobile insurance limits there may not be enough insurance available to compensate for your damages. Underinsured Motorist Insurance Underinsured Motorist Insurance is insurance above the minimum limits which pays for your compensatory damages when the defendant does not have enough insurance.  Underinsured Motorist Insurance can provide coverage in an amount between $50,000.00 and $1 million.  It is cheaper than liability insurance. You can arbitrate an underinsured motorist claim in NC.  Arbitration is an expedited type of trial to three attorneys rather than a jury.  It is typically cheaper, quicker and more reliable than some jury verdicts.  Finally, as resolving claims with your underinsured motorist carrier is your insurance, there is a first party duty of good faith, which requires your carrier to treat you correctly. If you have a significant claim that may result in a claim above the defendant's limits, call us to discuss what we can do to assist with your claim. what to do in an automobile collision Contact us to discuss your insurance coverage before your involved in an automobile collision or what we can do to assist with your case.

Add Medical Payments, Medpay, Coverage in North Carolina to your Auto Insurance Policy

Add Medical Payments Coverage, known as Medpay, in North Carolina to your Auto Insurance Policy.  Medpay coverage is cheap, no fault coverage that can be purchased to pay for lost wages and medical expenses in North Carolina.  Whether you have health insurance and need to pay for co-pays or have no health insurance medical payments coverage can be very beneficial. Medical Payment Coverage in NC Traffic collisions Some states provide no fault insurance for all automobile collisions.  In North Carolina we are not a no fault state.  Therefore in order to recover Medical Expenses or lost wages you must show that the other person was at fault and that you did not contribute to your own injury.  Medpay coverage is the exception in North Carolina. You can purchase additional coverage from your automobile carrier  called Medical Payment or Medpay that provides, regardless of fault, for reimbursement for medical payments or lost wages.  Even if you are at fault, hit by a deer or hydroplane in a storm, you can use medpay to pay for medical expenses or co-pays if you have medical insurance. If you are hit by another in a traffic collision you can use medpay to pay your medical expenses, pay your lost wages and prescriptions. What to do after an injury in a car crash Medical Payment coverage is sold in North Carolina at levels from $500.00 to $100,000.00.  Talk to your automobile Insurance Agent about adding Medpay coverage. Contact our office to discuss your case or discuss the use of Medpay or other automobile insurance coverage.

Safe and Happy Holiday Greeting from O'Malley Tunstall

Our entire office would like to wish our clients, staff and the communities in which we work a safe and happy Holiday.  Please be extra vigilant this time of year due to busy roads and dangerous stores.  We hope to see you all doing well in the new year. Holiday Wishes from Susan and Joe

Injured Driving for Work? Report as workers' compensation?

Injured while driving for work? Should you report your injury as a workers' compensation injury or simply allow the case to be handled as a personal injury? Often its tricky to know whether to report your automobile accident case as a workers' compensation case as many people are concerned about their employer discriminating against them for getting injured while working.  

Contextual Contextaul Contextaul
Contextaul Contextaul Contextaul
Contextaul Contextaul Contextaul
Contextaul Contextaul Contextaul
Contextaul Contextaul Contextaul
Contextaul Contextaul Contextaul
Contextaul Contextaul Contextaul

Free Initial Consultations. No Attorney Fees Unless We Win.

Bold labels are required.

Contact Information
disclaimer.

The use of the Internet or this form for communication with the firm or any individual member of the firm does not establish an attorney-client relationship. Confidential or time-sensitive information should not be sent through this form.

close

Privacy Policy

Lead Counsel Rated | LC
Call 24-hours a day We’ll Come To You No Attorney Fees Unless we Win
Review Us

Raleigh Office
8300 Falls of Neuse Road, Suite 108
Raleigh, NC 27615

Toll Free: 800-755-1987
Phone: 919-277-0150
Fax: 252-641-9009
Raleigh Law Office Map

Tarboro Office
405 North Main Street
Tarboro, NC 27886

Toll Free: 800-755-1987
Phone: 252-823-2266
Fax: 252-641-9009
Tarboro Law Office Map