Motor Vehicle Accident FAQ

What should I do if I am involved in a car accident?
First, if you have been in a car crash, you should seek proper medical attention. If you are conscious at the scene, collect all pertinent information from the other drivers (i.e., driver's license numbers, addresses, phone numbers, insurance card information, etc.). Make sure that anyone who witnessed the accident speaks with the investigating officer or at least record some way to contact that person. Have someone take pictures of the vehicle as soon as possible and before it is repaired. The old saying is true, "A picture is worth a thousand words." Also, make sure to keep a daily journal, beginning with the date of the accident, to document all physical and mental injuries, as well as document your view of the accident.

Who pays if I incur an injury due to an auto accident or my car is damaged?
If you are not at fault and another party causes the accident and injury to you or your property, he or she is responsible for your damages, and the other driver's liability insurance pays for your car damage and personal injuries. In North Carolina there is also a doctrine called Contributory Negligence that states if you were even partially at fault you cannot recover damages.

My insurance company is offering me a settlement. Should I take it?
No one can answer that question without knowing the facts of your case which include: how the accident happened; who was at fault; and the extent of all of your damages. Each case must be decided on an individual basis. This is not a question that can be answered with a generic 'yes' or 'no'.

How long does a personal injury claim take to resolve?
Personal injury claims may take up to several years to resolve, based on the complexity of the case. Patience is necessary in order to obtain the best results.

What should I do if I did not feel hurt at the scene but experienced pain afterward?
The sooner you receive medical attention for any injury, the better. It is not an unusual phenomenon for pain to develop sometime after you leave the scene of an accident; however, long delays in seeking proper medical attention are inadvisable.